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一、动态财务分析概述动态财务分析(Dynamic Financial Analysis,DFA)是一种系统化的财务建模方法,以一系列可能的情景模拟财务结果,以表明结果如何受内部和外部条件变动的影响。一个好的DFA方法能够模拟资产项、负债项以及两者随机因素的关系,使得模型模拟结果体现各种或有影响因素。最早应用动态财务分析的领域是财产及意外保险,由于事件发生的时间和索赔量都不确定,财产及意外险公司资产和负债波动性很强,对宏观经济条件、通胀率、承保行为和法律条款都具有高度的敏感性。在高度动荡的作业
I. Dynamic Financial Analysis Overview Dynamic Financial Analysis (DFA) is a systematic approach to financial modeling that simulates financial outcomes in a range of possible scenarios to show how outcomes can be affected by changes in internal and external conditions. A good DFA method can simulate the assets, liabilities and the relationship between the two random factors, making the model simulation results reflect various or influential factors. The earliest application of dynamic financial analysis is the field of property and accident insurance, due to the event of the time and claims are uncertain, property and casualty assets and liabilities of strong volatility, macroeconomic conditions, inflation, underwriting practices and laws Terms are highly sensitive. In highly turbulent homework