当前，我国经济体制和金融体制正处于转轨的关键时期。面对世界上一些国家出现金融危机，我国金融部门不断加大对违规经营的清理整顿和严肃查处，并收到了明显成效。大量的帐外经营和违规经营得到了有效遏制；内控制度建设加强；依法合规经营的自觉性提高，为促进国民经济发展 At present, China’s economic system and financial system are in a critical period of transition. In the face of the financial crisis in some countries in the world, China’s financial sector has continuously stepped up the clean-up and rectification of the illegal operations and severely punished those cases and received remarkable results. A large number of off-balance-sheet operations and illegal operations have been effectively checked; the construction of internal control system has been strengthened; the awareness of compliance with laws and regulations has been raised; and in order to promote the development of the national economy