自1995年3月18日实施《中国人民银行法》以来,我国又相继颁布实施了《商业银行法》、《保险法》等金融大法,从而逐步确定了以“五法一决定”为基本框架的金融法律体系,中央银行的执法职能进一步得到增强。今年,我国提出了“加强金融监管,防范和化解金融风险”的金融指导思想,央行的金融法制化监管的任务也因而日趋加重。结合当前人民银行基层行执法中的一些实际情况,笔者认为突出发挥办公室在金融条法中的中枢作用实有必要,可谓是正当其时。 Since the implementation of the “PBC Law” on March 18, 1995, China has successively promulgated and implemented such financial laws as the “Commercial Bank Law” and the “Insurance Law,” so as to gradually determine the basic framework of “Five Laws and One Decision” Financial legal system, the central bank’s law enforcement functions have been further enhanced. This year, China put forward the financial guiding ideology of “strengthening financial supervision, preventing and resolving financial risks”, and the tasks of the central bank’s legalization of financial regulation are thus aggravated. Combined with the current actual situation of law enforcement at the grass-roots level of the People’s Bank of China, I think that highlighting the central role played by the office in the financial law is necessary and justifiable.