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新农合的各项运行规则也都注重体现“共济互利”的精神,鼓励大家都参加新农合,就是要将大家捆绑在一起,体现大数法则,共济互利——年轻人帮助老年人和儿童;身体强壮的人帮助体弱的;富裕的人帮助贫困者。同时政策还要求全体家庭成员一起参加新农合,也是为了防止产生“逆向选择”,降低筹资的费用。这些规则的制定都是为了让参加新农合的农民能够更好地接受“共济互利”的意识,走出一条全新的合作医疗制度的新路。
The new rural cooperative medical labor operating rules also focus on embodying the spirit of “mutual benefit and mutual benefit.” Encouraging everyone to participate in the new rural cooperative medical system means tying everyone together and embodying the principle of large numbers for mutual benefit. Young people help the elderly People and children; physically strong people help the weak; rich people help the poor. At the same time, the policy also requires all family members to participate in the new rural cooperative medical system. It is also to prevent “backward selection” and reduce the cost of financing. These rules were formulated to enable farmers participating in the new rural cooperative medical system to better accept the concept of “mutual benefit and mutual benefit” and to embark on a new path of a new cooperative medical system.