中医治病,讲究“望、闻、问、切”,即看相、听声、问话、诊脉。作为农信社的基层信贷工作人员,考察借款人情况,做贷款可行性分析,也应走好望、闻、问、切四步棋。望,即看。俗话说“眼见为实”,信贷考察工作,首先就要看,就要观察。看贷款申请人的家境状况、财产实力 Chinese medicine treatment, pay attention to “look, smell, ask, cut,” that looks, hear, ask, diagnosis. As a grassroots credit officer of the rural credit cooperatives, the situation of borrowers, loan feasibility analysis, should also take good, smell, ask, cut four moves. Look, see. As the saying goes, “seeing is believing,” credit inspection work, we must first look, we must observe. Look at the loan applicant’s family status, property strength