今年以来,与房地产销售市场的冷清相比,金融同业间围绕个人购房贷款业务的竞争正呈白热化态势,全省农行个人购房贷款市场份额呈明显下降趋势。以某市分行为例,截至1月末,个人购房贷款余额为15.87亿元,比年初增加4290万元,增量市场份额仅为9.84%,同比下降10个百分点。 This year, compared with the desertification of the real estate sales market, the competition among the financial peers around the personal home loan business is heating up. The market share of the individual home purchase loans in the province is declining significantly. Take a city branch as an example. As of the end of January, the balance of individual homebuyers’ loans was 1.587 billion yuan, an increase of 42.9 million yuan over the beginning of the year. The incremental market share was only 9.84%, down 10 percentage points from the same period of last year.