“互联网+金融”发展起来的股权众筹这一新型股权融资方式吸引了大批的中小企业的青睐和政府的关注。对于缓解中小企业融资难的困境有着积极正面的影响作用。通过对中小企业融资的影响分析,总结股权众筹的优势和不足之处,通过不断对其培育完善,随着国家监管制度的完善、行业经验的积累以及社会大众对股权众筹的深入了解,我国股权众筹将会在良性发展中给中小企业融资带来生机。 “Internet + Finance ” The development of the equity crowdfunding This new equity financing has attracted a large number of SMEs and government attention. It has a positive and positive impact on easing the plight of SMEs in financing. Through the analysis of the impact of SME financing, summed up the advantages and disadvantages of equity crowdfunding. By constantly nurturing and perfecting it, with the improvement of national regulatory system, the accumulation of industry experience and the public’s deep understanding of equity crowdfunding, Crowdfunding of equity in China will bring vitality to the financing of SMEs in a virtuous development.