消费需求卡在消费信心不足。这些年来 ,人们手中的余钱是相对增加了 ,但消费信心却明显下降。职业的不稳定性、公费医疗改革和住房制度改革、子女教育投入的增加……这一切都促使人们有钱不敢花。谁也不能保证自己今天所从事的工作能干多久 ,谁也不能保证自己和家人不得病、不 Consumer demand card lack of confidence in the consumer. Over the years, the amount of money left over by people has risen relatively, but consumer confidence has dropped markedly. Job insecurity, public health reform and reform of the housing system, increased investment in children’s education ... All this has made it hard for people to spend money. No one can guarantee how long their job can work today, and no one can guarantee that they will not be ill with their families or not