序言小额信贷被普遍认为是一种扶贫的有效工具。这种共识促使发展中国家以多种方式支持该行业的发展。本报告涉及小额信贷的一个重要主题。亚洲发展银行希望该报告能帮助决策者们更深入地了解小额信贷利率的相关问题。这种了解将进一步帮助他们制定措施,在确保小额信贷持续发展的同时,促进贫困人口可获得能够承受的小额 Preamble Microfinance is widely recognized as an effective tool for poverty alleviation. This consensus has prompted developing countries to support the development of the sector in many ways. This report covers one of the major topics of microfinance. The Asian Development Bank hopes the report will help policymakers better understand the issues related to the interest rates on microfinance. Such understanding will further help them to formulate measures that will ensure that while the microcredit sector will continue to develop, it will be able to promote affordable access to the poor