论文部分内容阅读
对企业资金担保链风险形成机制进行的分析和研究表明:首先,对于融入了企业资金担保链系统的企业而言:收贷银行的数量越大、收贷的额度越多、企业对外资金担保的数量越多,企业储备的资产也应越多;其次,当企业受到的流动性冲击超过了其自身的缓冲能力与担保企业的缓冲能力时,企业资金担保链危机就会发生;再次,资金担保链具有金融的脆弱性,其一旦发生危机会传染给整个经济。
The analysis and research on the formation mechanism of corporate financial guarantee chain shows that: First of all, for the enterprises that are integrated into the corporate financial guarantee chain system, the larger the number of bank loans and loans, the more the loan collection amount, The more the quantity, the more assets the enterprise reserves. Secondly, when the liquidity impact of an enterprise is more than its own buffer capacity and the buffer capacity of a guarantee enterprise, the enterprise capital guarantee chain crisis will happen. Thirdly, the capital guarantee Chains have financial vulnerabilities that can be contagious to the economy as a whole.