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近年来,农发行不断加大政策性金融支农力度,全面支持新农村建设,对“三农”的信贷支持进入宽领域、多方位、深介入的发展阶段。在业务显著发展的同时,笔者感觉到目前农发行的贷款要求和模式与新农村建设的发展还存在一些不适应之处,尤其是基层行在农业开发和农村基础设施建设贷款的支持对象、支持范围、贷款条件等方面存在不少困惑。笔者结合工作实际,就基层行发展该类业务面临的问题作以分析。一、基层行发展该类业务面临的问题(一)贷款支持对象受限。按照银监会
In recent years, the ADBC has continuously increased its policy of financial support for agriculture and fully supported the construction of new countryside. Its credit support for agriculture, rural areas and farmers has entered a stage of development with wide-ranging, multi-faceted and deep involvement. At the same time that the business has been significantly developed, I feel that there are still some unfavorable factors for the loan requirements and models of the ADBC nowadays and the development of new rural areas. In particular, the grassroots level banks that support loans for agricultural development and rural infrastructure construction are supported by Scope, loan conditions, there are many confusion. Based on the actual work, the author analyzes the problems faced by grass-roots banks in developing such businesses. First, the development of grass-roots businesses facing the problems of this type of business (a) loan support is limited. According to the CBRC