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1住房金融组织体系的改革与完善我国住房金融组织体系建设的目标是规范住房金融机构，构造充分竞争、充满活力的住房金融组织机构体系。具体包括：一是充分利用和发挥现有商业银行，尤其是国有商业银行在住房金融市场上的主体作用。目前构成中国住房金融市场运作主体的几家银行
1 housing finance organization system reform and improvement China’s housing finance organization system goal is to regulate the housing finance institutions to construct fully competitive and dynamic housing finance organization system. Specifically include: First, make full use of and play the main role of existing commercial banks, especially state-owned commercial banks in the housing finance market. Currently constitute the main body of China’s housing finance market operation of several banks