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保险经纪人是基于投保人的利益,为投保人与保险人订立保险合同提供中介服务,并依法收取佣金的个人或单位。保险经纪人在国外已有数百年的历史,成为保险市场的重要组成部分,而我国的保险经纪人市场由于立法滞后等多种原因,发展还很落后。借鉴国外先进的立法经验,对于完善我国的保险经纪人制度,加快保险经纪业的健康发展,具有重要现实意义。
Insurance brokers are based on the interests of the insured, the insured and the insurer to provide insurance contracts to provide intermediary services, and in accordance with the law to receive commissions of individuals or units. Insurance brokers have been in foreign countries for hundreds of years and have become an important part of the insurance market. However, due to various reasons, such as the lag of legislation, the insurance brokerage market in our country lags behind. It is of great practical significance to learn from the experience of foreign advanced legislation in order to perfect our insurance broker system and speed up the healthy development of insurance brokerage.