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近些年来,中小企业贷款难的呼声很高。政府的责疑,企业的困惑,银行的无奈相互交织,有关此类问题的探讨文章也不断见诸报刊。中小企业贷款真的很难吗?难在哪里?为摸清情况,最近,我们在赣州市选取了266户中小企业开展了问卷调查,并对其中的116户企业进行了个案分?
In recent years, SME loans are difficult to say very loudly. The government’s objections, corporate confusion, the bank’s helplessness intertwined, the discussion of such issues also continue to see newspapers articles. SME loans really hard? Where is it difficult? To find out the situation, we recently conducted a questionnaire survey on 266 small and medium-sized enterprises in Ganzhou City and conducted a case-specific analysis on 116 of the enterprises.