家庭投资要领蒋光湘一、认识投资工具的种类家庭投资理财首要问题就是认识市场现有的投资工具．目前我国的投资工具主要区分为金融资产和实物资产．金融资产包括：定期存款．短期票卷（如可转让定额存单。银行承兑汇票等），股票，债卷如国库卷、企业债卷、金融债卷、基金... Home investment essentials Jiang Guangxiang First, the type of investment tools to understand The first issue of home investment banking is to recognize the existing investment vehicles in the market. At present, China’s investment vehicles are mainly divided into financial assets and physical assets. Financial assets include: time deposits. Short-term tickets (such as negotiable certificates of deposit, bank acceptances, etc.), stocks, bonds such as Treasury volumes, corporate bonds, financial bonds, funds ...