中小企业在我国社会经济发展中起着越来越重要的作用,其融资难的问题已经引起了社会各界的广泛关注,成为专家学者研究的重点。本文通过阐述中小企业融资的现状,分析其融资难的原因,提出解决问题的方法,缓解中小企业的困境。 SMEs play an increasingly important role in the social and economic development of our country. The problem of financing difficulties has aroused widespread concern in the community and has become the focus of study by experts and scholars. This essay expounds the current situation of SME financing, analyzes the reason of its financing difficulty, puts forward the solution to the problem, and alleviates the plight of SMEs.