意外险,是指人们在发生意外后会得到保障的一种保险险种,它在保障型保险中可以说是性价比较高的。近些年,随着人们投保意识的提高,购买意外险已经渗透到很多人的理财规划中。但在现实生活中,很多购买了意外险的人,出险后赔付效果并不理想。而这其中的部分原因,就在于这些人没能正确选择适合自己的意外险,不是保额不足,就是在选择意外险方面出现了偏差。 Accident insurance, refers to the people in the event of an accident will be protected by a kind of insurance, it can be said in the insurance premium is cost-effective. In recent years, as people insist on raising awareness, the purchase of accident insurance has infiltrated many people’s financial planning. However, in real life, many people who bought accident insurance, after the accident insurance payment is not ideal. And this part of the reason is that these people did not choose the right accident insurance for you, not insured, or in the choice of accidental insurance there was a deviation.