本文是基于现有西北某地区现有调查数据的统计分析。首先运用因子分析方法确定影响家庭收入和消费的主要因子进而建立其因子分析模型;然后依据消费函数理论和多元回归分析方法,对所建立的消费模型和回归模型进行分析,总结出影响西北居民产生不同消费行为的原因,最后根据得到的结论提出有针对性地政策建议。 This article is based on the statistical analysis of existing survey data in an area in the northwest. First of all, we use factor analysis method to determine the main factors that affect family income and consumption and establish the factor analysis model. Then, based on the theory of consumer function and multiple regression analysis, we analyze the consumption model and regression model, The reasons for different consumer behavior, and finally according to the conclusions made by the proposed policy recommendations.