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金融服务覆盖到最广大的有需求的人群,金融触角深及社会需求的最底层,才能够达到普惠金融的基本含义。为什么越是需要钱的穷人越是贷不到款?在金融世界里,“义”与“利”果真就没有调和的空间?很久以来,我一直在思考这样的问题。我们的小额信贷研究和实践在经过内蒙古插队十年后,作为恢复高考制度后的第一届大学毕业生,
Financial services reach the most extensive population with needs, the financial tentacles and the bottom of social needs, can achieve the basic meaning of inclusive finance. Why is it that the more poor people who need money, the more they can not get loans? In the financial world, there is really no space for reconciliation between “justice” and “li”. For a long time, I have been thinking about such a problem. After 10 years of interbank migration in Inner Mongolia, our microfinance research and practice, as the first university graduate after resuming the college entrance examination system,