目前,农户小额贷款存在一些值得关注或者值得研究的问题。 第一,资金来源问题。目前除去一部分信用社自己解决以外,很大一部分是依靠人民银行再贷款,到目前为止,人民银行再贷款额度已经达到960亿元。中央银行再贷款是应该的,但这不是长远之计,农村信用社容易产生对中 At present, there are some issues worthy of attention or worth studying in the microfinance of farmers. First, the source of funding. At present, except for some credit unions themselves, most of them rely on the People’s Bank of China for further lending. So far, the PBC has lent a credit of 96 billion yuan. Central bank loans should be, but this is not the long run, rural credit cooperatives are prone to