重大疾病险是家庭保险计划中最需要考虑的险种之一,其重要性仅次于意外险和定期寿险,甚至比普通医疗险更需优先考虑。很多人认为个人患重大疾病的几率会很低,一般患病也是老年人的事情,而且通常患病后治愈的几率也很低,一 Critical illness insurance is one of the most important types of family insurance plan to be considered. It is second only to accident insurance and term insurance, and even more priority than general medical insurance. Many people think that the probability of an individual suffering from a serious illness will be very low, and the general illness is also an issue of the elderly. Moreover, the chance of being cured after the illness is usually very low.