近年来,保险业作为一个特殊的行业,逐渐走入了人们的生活,并越来越发挥着无可替代的作用。各有所需所谓“保险”,简单地讲就是担保、保障的意思,它是指参加者(被保险人)交纳一定的费用给保险公司(保险人),当被保险人遭遇到财产损失或人身伤害时,由保险人按事先双方的约定给予被保险人以经济补偿。 In recent years, as a special industry, insurance industry has gradually entered people’s lives and played an irreplaceable role. Each has the necessary so-called “insurance”, simply put is the guarantee, the meaning of protection, it refers to the participants (insured) to pay a fee to the insurance company (insurer), when the insured suffered property damage or In case of personal injury, the insured shall provide the insured with financial compensation according to the agreement of the two parties in advance.