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小额贷款公司正在兴起,并呈现高速增长的态势。完善运行机制,以可持续性和覆盖面两个指标评价绩效,是小额贷款公司健康发展的途径。小额贷款公司的兴起始于中国人民银行2005年在贵州、四川等五省区推动的由民营资本经营的“只贷不存”的小额贷款机构试点。2008年5月,银监会与中国人
Microfinance companies are emerging and showing rapid growth. Improving the operation mechanism and evaluating the performance with the two indexes of sustainability and coverage are the ways of the healthy development of small loan companies. The rise of microfinance companies began with pilot projects of “small loan-only” microfinance institutions run by private capital promoted by the People’s Bank of China in 2005 in five provinces and autonomous regions such as Guizhou and Sichuan. May 2008, China Banking Regulatory Commission and the Chinese