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近几年来,湘西自治州的工业发展较快。1987年全州共完成工业总产值7.07亿元(不含村以下工业),净增1.6亿元。超额17.8％完成了年计划,比上年增长30.26％,增长幅度列全省13个地州市首位。但是在工商银行开有贷款户的13~5户国营工交企业情况却不理想。这些企业的产值增长12.2％,销售增长44％,利润增长24.3％,流动资金贷款增长25.3％,产值的增长幅度远远小于贷款的增长幅度和全州工业的产值增长幅度。形成这种情况的原因主要是金融体制不健全,经营机制单一、僵化,且不合理,以至形成了银行包企业资金供应、企业吃银行大锅饭的局面,资金浪费现象极为严重,信用杠
In recent years, the industrial development in Xiangxi Autonomous Prefecture is rapid. In 1987, the state completed a total industrial output value of 707 million yuan (excluding villages below the industrial), a net increase of 160 million yuan. The excess of 17.8% completed the annual plan, an increase of 30.26% over the previous year, ranking the first among the 13 prefectures and cities in the province. However, 13 to 5 state-owned industrial and commercial enterprises that have lending households in ICBC are not in a satisfactory situation. The output value of these enterprises increased by 12.2%, sales increased by 44%, profits increased by 24.3%, and working capital loans increased by 25.3%. The growth rate of output value is far less than the growth of loans and the growth of output of Jeonju’s industry. The reasons for such a situation are mainly that the financial system is not sound, the operating mechanism is single, inflexible, and irrational. As a result, the capital supply of bank-bag enterprises and the situation of enterprises eating pots and pans are extremely serious. The phenomenon of credit wastage is extremely serious.