构建社会主义和谐社会,是我们党从全面建设小康社会的全局出发提出的一项重大任务,是新形势下提高党的执政能力、贯彻落实科学发展观的重大战略举措。作为国民经济重要组成部分和金融业三大支柱之一,保险业在经营和管理风险方面具有独特的优势,能够在构建社会主义和谐社会中发挥特殊而重要的作用。一、重视商业保险在社会保障方面的作用,构筑多层次的社会保障体系 Building a socialist harmonious society is a major task our party put forward from the overall situation of building an overall well-to-do society. It is a major strategic move to improve the party’s ability to govern and implement the scientific concept of development in the new situation. As an important part of the national economy and one of the three pillars of the financial industry, the insurance industry has unique advantages in managing and managing risks and can play a special and important role in building a harmonious socialist society. First, attach importance to the role of commercial insurance in social security and build a multi-level social security system