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2006年末,中国金融市场将全面对外开放,我国国有商业银行如何提升竞争力,适应国内金融市场完全开放的形势,已成为其发展的关键问题。本文以加入WTO以来我国商业银行发展状况与特征为切入点,分别分析了中外资银行的发展特征和国内金融市场完全开放后中外资银行竞争的严峻性,并结合实际对提升国有商业银行的竞争力进行研讨。
At the end of 2006, China’s financial market will be fully open to the outside world. How the state-owned commercial banks of our country can enhance their competitiveness so as to completely liberalize their domestic financial markets has become a key issue for their development. Based on the development of China’s commercial banks and their features since the accession to the WTO, this paper analyzes the characteristics of the development of Chinese and foreign banks and the severity of the competition of Chinese and foreign banks after the domestic financial markets are fully liberalized. In combination with the actual conditions, it is necessary to enhance the competition of state-owned commercial banks Force for discussion.