在建立社会主义市场经济的过程中，我们必须对原有的在计划经济体制下建立的社会保障制度进行相应的变革。医疗保险是社会保障制度的一项重要内容，本文拟对其现状、存在问题及改革方向作初步探讨。我国现有的医疗保险制度在维护人民身体健康方面发挥了积极的作用。据统计，新 In the process of establishing a socialist market economy, we must make corresponding changes to the original social security system established under the planned economic system. Medical insurance is an important part of the social security system. This article intends to make a preliminary study of its current situation, existing problems and reform direction. The current medical insurance system in China has played an active role in safeguarding people’s health. According to statistics, new