论文部分内容阅读
一、银企困惑问题农业科技类企业一般为农业性公司,受固定资产较少、抵押资产不足的影响,农发行在信贷支持上面临着担保抵押、主体资格、风险分担等多方面的瓶颈约束,风险高、融资难的问题一直困扰着银企双方。农发行湖南省分行于2006年起开办农业科技贷款业务以来,通过筛选培植和信贷支持袁隆平高科技股份有限公司(以下简称“隆平高
I. Confusion between Banks and Enterprises Agro-science and technology enterprises are generally agricultural companies. Affected by less fixed assets and insufficient mortgage assets, ADBC faces many bottlenecks in terms of credit support such as mortgage guarantee, qualification of main body and risk sharing , The risk is high, the problem of financing difficulty has plagued both banks and enterprises. Agricultural Development Bank of Hunan branch in 2006 since the start of agricultural science and technology loan business, through the cultivation and credit screening Yuan Longping High Technology Co., Ltd. (hereinafter referred to as ”Long Pinggao