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建设和完善非公有制中小企业信用担保体系,需要从以下方面着手:建立并完善担保机构资金补充机制,推动担保体系的发展;对政策性担保机构实行特殊法人制度;加强担保机构风险控制;对政策性和商业性担保机构实行分类管理;加强担保机构与商业银行的合作;商业银行信贷部门要把好准入关口,重视风险管理;改进对中小企业的金融服务,加大中小企业信贷市场拓展力度;积极推进中小企业信用担保体系的配套改革。
To establish and improve the credit guarantee system for non-public SMEs, we need to start with the following aspects: establishing and improving the supplementary mechanism of guarantee institutions and promoting the development of the guarantee system; implementing a special legal person system for policy-based guarantee agencies; strengthening the risk control of guarantee institutions; Strengthen the cooperation between guarantee agencies and commercial banks; ensure that credit departments of commercial banks have good access control and attach importance to risk management; improve financial services to SMEs and increase the expansion of credit markets for SMEs ; Actively promote the SME credit guarantee system supporting reforms.