住,是每个人日常生活中的主要话题之一,也是每个人生命中不可或缺的部分,甚至是许多人一生为之追求奋斗的目标与动力。随着银行信贷业的兴起、发展,针对市场住房消费需求,敏锐的银行家开发出诸多住房消费信贷品种,帮助许多人实现了住房梦想。住房消费信贷已成为世界上多数国家,尤其是发达国家大力发展的消费信贷品种。 Living is one of the main topics in every person’s daily life. It is also an integral part of everyone’s life and even the goal and motivation of many people in their pursuit of struggle. With the rise and development of the banking credit industry and the demand for housing in the market, keen bankers have developed many varieties of housing consumer credit and helped many people to realize the housing dream. Housing consumer credit has become the world’s most developed countries, especially the development of consumer credit varieties.