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随着城镇职工医疗制度的改革,人们开始告别实行了40多年的公费医疗制度。面对保险市场的诸多产品和每个险种所列出的繁杂条款,我们应该怎样选购商业医疗险呢? 以广东为例。目前,广东保险市场上主要有这样几种类型的医疗保险:综合医疗保险、住院医疗保险、手术医疗保险、各种津贴保险和重大疾病保险等。重大疾病保险保障的疾病从7种到11种不等,保障范围涵盖了心脑血管疾病、癌症、慢性肾功能衰竭、爆发性肝炎、
With the reform of urban workers’ medical system, people began to bid farewell to the implementation of the public medical system for more than 40 years. In the face of many products in the insurance market and the complicated terms listed in each insurance category, how should we purchase commercial medical insurance? Take Guangdong as an example. At present, there are mainly several types of medical insurance in the Guangdong insurance market: comprehensive medical insurance, hospitalization medical insurance, surgical medical insurance, various allowance insurance and major sickness insurance. Major illness insurance coverage of the disease from 7 to 11 kinds of coverage, protection covers cardiovascular and cerebrovascular diseases, cancer, chronic renal failure, fulminant hepatitis,