大陆法系国家一般都允许抵押人转让抵押物,并认为抵押权具有追及力。为了平衡受让人与抵押权人的利益,不同国家采取了不同的措施。通过对比研究,为了体现抵押权的权利本质及民法衡平理念,认为应该建立以物上代位为主、追及力为辅的立法模式。 Civil law countries generally allow the mortgagor to transfer the collateral, and think the mortgage has chase power. In order to balance the interests of the assignee and the mortgagee, different countries have taken different measures. Through comparative study, in order to reflect the nature of the right of mortgage and the concept of equity in civil law, we should establish a legislative model based on material subrogation and traceability.