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客户基本情况张先生现年26岁,现于西城区某银行就职(正式员工),月薪4000元,每季度奖金红利4000元。新婚妻子杜小姐24岁,在丰台区某高校任职,月薪3000元,每年年底奖金红利7000元。张先生与杜小姐已在丰台区购买新房,付清首付后,月供由张先生和杜小姐的住房公积金支付;原有的现金积蓄在支付结婚花销后所剩无几,而结婚收到了亲朋好友的红包约12万元,张先生目前还有开放式基金10万元。新婚计划出国旅游预算4万元,婚后每月支出预算3000元内,无
Customer Profile Mr. Zhang, aged 26, is currently employed by a bank in Xicheng District (regular staff) with a monthly salary of 4,000 yuan and a quarterly bonus of 4,000 yuan. Miss Du, a 24-year-old married wife, serves in a university in Fengtai District with a monthly salary of 3,000 yuan and bonuses of 7,000 yuan at the end of each year. Mr. Zhang and Ms. Du have already purchased new houses in Fengtai District. After paying the down payment, they are paid monthly by Mr. Zhang and Ms. Du’s housing provident fund. The original cash deposits are scarce after the payment of marriage expenses, and marriage and relatives have been received Friends of red envelopes of about 12 million, Mr. Zhang currently there are 10 million open-end funds. Wedding plan to travel abroad 40,000 yuan budget, monthly budget after marriage 3,000 yuan, none