建立新的信贷机制提高信贷效益●石福林国有专业银行转变成国有商业银行，使其成为自主经营、自负盈亏、自我约束、自我发展的金融企业，要求银行必须建立新型的信贷管理机制，让信贷工作围绕这个机制有规律、有节奏地安全运行，最终达到对企业和银行提高经济效益的作用。... Establishing a new credit mechanism and improving credit efficiency ● Shihulin’s state-owned specialized banks have been transformed into state-owned commercial banks to become self-employed, self-financing, self-restraining and self-developing financial enterprises, requiring banks to establish a new type of credit management mechanism so that credit work Around this mechanism, a regular, rhythm and safe operation, and ultimately to enterprises and banks to enhance economic efficiency. ...