中小企业发展已成为社会普遍关注的热点问题之一。前不久 ,我们就社会反映的中小企业贷款难尤其是县域中小企业贷款难问题 ,专门在乐平市进行了调查。通过召开银行行长座谈会、中小企业厂长经理座谈会以及发放问卷等形式 ,我们发现 ,当前中小企业贷款难 ,不是难在客观存在的实 The development of SMEs has become one of the hot issues of general concern in society. Not long ago, we specifically conducted a survey in Leping City on the difficulty of SMEs lending to the society, especially the difficulty of lending SMEs in the county. Through the convening of forums of bankers of banks, seminars for managers of small and medium-sized enterprises and the issuance of questionnaires, we found that it is not difficult for SMEs to obtain loans at present,