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大病保险是在基本医保基础上,对大病患者发生的高额医疗费用给予进一步保障的一项制度安排,是对基本医保的“再保险”。7月28日,国务院办公厅印发《关于全面实施城乡居民大病保险的意见》(以下简称《意见》),提出2015年底前大病保险覆盖所有城乡居民基本医保参保人群。大病保险顺应社会发展我国现已基本形成覆盖城乡的“3+1”医疗保障制度,即城镇职工基本医疗保险、城镇居民基本医疗保险、新型农村合作医疗,加上针对困难群体的城乡医
Major illness insurance is a system arrangement on the basis of basic medical insurance that gives further protection to the high medical costs incurred by seriously ill patients, and is the “reinsurance” of basic medical insurance. On July 28, the General Office of the State Council issued the Opinions on the Full Implementation of Urban and Rural Residents’ Disease Insurance (hereinafter referred to as “Opinions”), and proposed that before the end of 2015, the serious illness insurance covered all the basic medical insurance for urban and rural residents. Major illness insurance complies with social development China has basically formed a “3 + 1” medical insurance system covering both urban and rural areas, namely basic medical insurance for urban workers, basic medical insurance for urban residents, new rural cooperative medical care, and urban and rural medical care for disadvantaged groups