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当前国内社会经济的快速发展促进金融行业水平的提高,同时对提高城乡收入水平也起到一定的推动作用,然而各地区的经济水平发展不一使得金融的发展水平也呈现出较大差异。文章探讨金融差异性发展对国内城乡收入差距的影响,进而分析金融发展影响城乡收入差距的机理,以期进一步改善当前出现的金融资源配置失衡问题。文章指出通过健全农村现有金融体系,不断提高金融发展效率,创新金融发展模式,全面提高农村居民收入等对策,进一步缩小城乡经济收入差距,最终全面促进我国社会经济与金融的良性发展。
At present, the rapid development of domestic social economy promotes the improvement of financial industry level, and at the same time, it also plays a certain role in promoting the urban and rural income level. However, the uneven development of the financial level in different regions leads to great differences in the level of financial development. This article discusses the impact of financial differences on the income gap between urban and rural areas in China and then analyzes the mechanism of financial development affecting the income gap between urban and rural areas with a view to further improving the current imbalance in the allocation of financial resources. The article points out that by improving the existing financial system in rural areas, continuously improving the efficiency of financial development, innovating the mode of financial development, raising the overall income of rural residents and other countermeasures, and further narrowing the income gap between urban and rural areas, it will eventually promote the sound development of social economy and finance in our country.