我国的经济发展受到我国的各种企业的影响,大中型企业在我国的经济发展当中占据了很重要的地位,但是小微企业在我国的国民经济当中占据的地位也是不能够忽略的,虽然说我国的小微企业的规模以及资金比较小,但是小微企业的数量在我国是很庞大的。由于各种因素的制约,我国的小微企业发展的主要的问题就是融资问题,本文主以小微企业融资难的困境以及解决措施为题,展开了探讨与分析。 The economic development of our country is affected by various enterprises in our country. Large and medium-sized enterprises occupy an important position in the economic development of our country. However, the status of small and micro enterprises in the national economy of our country cannot be ignored, although The size and funds of small and micro enterprises in our country are relatively small, but the number of small and micro enterprises in our country is very large. Due to the constraints of various factors, the main problem for the development of China’s small and micro enterprises is the financing issue. This article focuses on the difficulties and solutions of financing difficulties for small and micro enterprises and explores and analyzes them.