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在央行宣布下调贷款利率之后,记者随即采访了太原多家商业银行,如果市民已经申请了房贷,并处于正常还款的阶段,那么在此次利率下调之后,如果年内央行不再对利率做出调整,那么,大多数市民的房贷将从2009年1月1日起按新的贷款利率执行,其还贷压力真正减轻须等到明年。不过,这种情况只针对于那些签定了房贷利率按年调整合同的房贷族而言的。
After the PBOC announced a cut in lending rates, the reporter immediately interviewed a number of commercial banks in Taiyuan. If citizens have already applied for mortgages and are in the normal repayment stage, after the interest rate cut, if the central bank no longer makes interest rates Adjustment, then, most citizens mortgage from January 1, 2009 from the new lending rate implementation, the real ease of repayment pressure to wait until next year. However, this situation is only for those who signed the mortgage interest rates year-on-year adjustment of the contract terms of the mortgage family terms.