目前，消费信贷在促进经济增长中的效应已初步显现。为更好地实施国家出台的消费信贷政策，繁荣江西省消费市场，优化消费环境，提升广大居民消费水平，促进省内经济的快速发展。最近，人民银行南昌中心支行副行长林勇力带领货币信贷管理处的有关人员深入实际，就江西省消费信贷的发展现状、难点及发展趋势进行了一次分析调查，并在调查的基础上，提出了有针对性的对策建议 At present, the effect of consumer credit in promoting economic growth has initially appeared. In order to better implement the national consumer credit policy promulgated by the state, prosper the consumer market in Jiangxi Province, optimize the consumption environment, enhance the consumption level of the general public, and promote the rapid economic development in the province. Recently, Lin Yongli, the deputy governor of Nanchang Central Branch of the People’s Bank of China, led the officers of the Monetary and Credit Administration Department to conduct a thorough investigation and analysis on the status quo, difficulties and development trends of consumer credit in Jiangxi Province. Based on the investigation, Targeted countermeasures and suggestions