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根据国务院《关于建立城镇职工基本医疗保险制度的决定》精神 ,基本医疗保险金由统筹基金和个人账户构成。近几年 ,医疗保险制度改革试点地区 ,除基本医疗保险金按上述两项分配之外 ,还要再从基本医疗保险金中提取一定比例的风险调剂金 ,或称风险储备金。它主要用于统筹地区偶?
According to the “Decision on Establishing a Basic Medical Insurance System for Urban Employees” of the State Council, basic medical insurance funds consist of an overall fund and individual accounts. In recent years, in areas where the reform of the medical insurance system is implemented, in addition to the basic medical insurance premiums allocated according to the above two items, a certain proportion of risk adjustment funds, or risk reserves, must be drawn from the basic medical insurance premiums. It is mainly used for coordinating regional even?