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随着城市化进程的加快,城乡间、地区间的经济差异不断加大,农村劳动力向经济发达地区、工业集中区、县级以上城市转移已成定势,局部地区还呈现出不同程度的“喷发”之势。农民进城开展异地务工经营,被称为以城市化带动农村、以工业化致富农民的一道“风景线”。然而,农村社会劳动力的大面积转移,必然带动金融资金的跟踪转移,同时也将加剧信贷风险,必须引起有关金融部门的高度关注。
With the acceleration of the process of urbanization, the economic differences between urban and rural areas and between regions have been constantly increasing. The transfer of rural laborers to the economically developed areas, industrial concentration areas and cities above the county level has become a decisive trend. Some areas also show varying degrees of “Eruption” trend. Farmers entering the city to carry out migrant workers in different places are known as “landscapes”, which drive the rural areas with urbanization and the peasants with industrialization. However, the large-scale transfer of rural social labor force will inevitably lead to the tracking transfer of financial funds, but also will exacerbate the credit risk, which must arouse the financial sector’s attention.