论文部分内容阅读
在这次众多金融机构牵连于内的美国次级债危机中,全球主要金融机构均陷入了流动性不足的困境,中国虽然因资本市场的开放度不高而受到的影响相对较小,但中国商业银行的损失还是给我们拉响了预警,即中国的QDII该如何控制风险、建立一套合理有效的风险规避机制,从某种程度上说,这是我们合理有效利用中国当前巨额外汇储备的一个重要方面。本文将简要介绍美国次级抵押债危机,并从中国的商业银行在抵押债危机中受到的损失分析中国的QDII存在的相关问题及其局限性,最后探讨我国外汇投资的运行及监管模式。
In the crisis of the U.S. subprime crisis that many financial institutions are involved in, the major financial institutions in the world have fallen into the problem of lack of liquidity. Although China is relatively less affected by the low degree of openness in the capital market, China The loss of commercial banks still gives us a warning that China’s QDII how to control the risk and establish a reasonable and effective risk aversion mechanism, to some extent, this is our reasonable and effective use of China’s current huge foreign exchange reserves An important aspect. This article will briefly introduce the crisis of subprime mortgage debt in the United States, and analyze the problems and limitations of China’s QDII from the losses suffered by commercial banks in China during the mortgage debt crisis. Finally, we will discuss the operation and regulatory model of China’s foreign exchange investment.