客观而言,省联社是我国农信社改革走向深化的标志之一。但自其面世的那一刻起,其存在的合理性和运行的有效性就倍受争议。本刊登载的这篇文章历数了其六大误及四方面的影响。 Objectively speaking, the provincial association is one of the signs of deepening the reform of China’s rural credit cooperatives. However, since its launch, the rationality and effectiveness of its existence have become controversial. The article published in this issue cites the six major mistakes and the impact of four aspects.