从上世纪90年代后期的数次金融风暴中,我们可以看到银行没有足够的资本充足率、内部监管不到位及会计准则不够审慎等问题可能导致的灾难性危机。要避免这些危机的发生,首先要建立现代金融体系、金融制度和良好的金融秩序。而上市无疑是这场改革中的最好出路。 但是,上市难,银行上市更难。尽管艰辛的后面.有着许多掩藏不住的光环。可当我们再回头看深圳发展银行、上海浦东发展银 From the several financial turmoil of the late 1990s, we can see the catastrophic crisis that banks may not have enough capital adequacy ratio, inadequate internal control and cautious accounting standards. To avoid these crises, we must first establish a modern financial system, a financial system and a good financial order. The listing is undoubtedly the best way out of this reform. However, the market is difficult, the bank listed more difficult. Despite the hardships, there are many hidden aura. But when we look back Shenzhen Development Bank, Shanghai Pudong Development Bank