假个贷进行了伪装,具有一定的欺骗性和隐蔽性,但只要留心防范,多方综合识别,假个贷还是能被清楚地分辨出来的。一、从购房合同识假。由于假个贷不是真实的购房行为,而是骗取银行信贷资金的伎俩,所以,开发商不注重细化购房合同,合同粗糙,相关规定不全面不细致,合同要素填写不全? Fake a loan has been disguised, with a certain degree of deceit and concealment, but as long as the precautionary, multi-faceted identification, fake a loan can still be clearly identified. First, from the purchase contract leave. Because the fake a loan is not a real purchase behavior, but a trick to defraud bank credit funds, so developers do not pay attention to detailed purchase contract, the contract rough, the relevant provisions are not comprehensive and detailed, the contract elements fill in incomplete?