论文部分内容阅读
当前世界银行业的金融危机在很大程度上表现为信用危机。在亚洲金融危机期间，泰国、韩国、印度尼西亚等国的商业银行因发生信用危机纷纷倒闭，日本著名的北海道拓殖银行也因发生债务危机而倒闭。在我国国有专业银行向商业银行转化过程中，同样也面临着严峻的信贷风险及其规避
The current financial crisis in the world banking sector is largely a credit crisis. During the Asian financial crisis, commercial banks in Thailand, South Korea and Indonesia collapsed due to credit crises. Japan’s famous Hokkaido Taku Bank Co., Ltd. also collapsed due to the debt crisis. In our country’s state-owned specialized banks to commercial banks in the process of transformation, also faces a serious credit risk and its evasion