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过去的一年,对于我国养老金行业来说注定是不平凡的一年,在国家“十二五”规划和十八届三中全会的指引下,多部委密集出台了若干支持企业年金、职业年金加快发展的政策法规,而借助于投资范围放开、养老金产品创新以及税延政策等多项政策利好,可以预见,企业年金和职业年金未来在我国应对和解决中国的老龄化问题上将发挥更加积极、重要的作用。同时,参考国外发达市场养老金的实践经验和
In the past year, it was an extraordinary year for our country’s pension industry. Under the guidance of the “Twelfth Five-year Plan” and the Third Plenary Session of the 18th CPC Central Committee, a number of ministries and commissions have issued a number of promulgations that support the enterprise annuity And the policy of accelerating the development of occupational annuities. With the help of a wide range of investment policies such as investment liberalization, pension product innovation and tax-deferral policies, it is foreseeable that enterprise annuities and occupational annuities will deal with and solve the problem of aging in China in the future The general will play a more active and important role. At the same time, referring to the practical experience of pension in developed markets and abroad