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2010年以来中国人民银行实行紧缩性货币政策应对国内物价日益高涨和可能的全球通货膨胀,打出了加息和提高法定存款准备金率的组合拳,这不仅将大幅增加中小企业融资成本,而且可能导致商业银行对中小企业普遍“惜贷”。而人民币持续升值、原材料涨价等因素已经加剧了中小企业资金困难,同样的情况在2008年出现时,导致2008年上半年6.7万家中小企业倒闭。
Since 2010, the People’s Bank of China has adopted tightening monetary policies to cope with the escalating domestic prices and possible global inflation, playing a combination of raising interest rates and raising the statutory deposit reserve ratio. This will not only significantly increase SME financing costs but may also Lead to commercial banks generally small and medium enterprises “loot ”. The continued appreciation of the renminbi and rising raw material prices have aggravated the financial difficulties of small and medium-sized enterprises. When the same situation emerged in 2008, it resulted in the closure of 67,000 small and medium-sized enterprises in the first half of 2008.