外资银行在长期的商业化经营中,已经形成了一整套较为科学、规范的贷后管理体制。这里主要围绕贷后管理的组织架构与职责分工、贷后管理流程、贷后风险管理方法、贷后检查、贷后风险预警、贷后管理工作的评价考核等贷后管理的核心组成部分来对比中外银行的贷后管理的经验和做法,旨在对完善我国商业银行贷后管理有所借鉴与启示。 In the long-term commercial operation of foreign-funded banks, a set of more scientific and standardized post-loan management system has been formed. Here mainly around the post-loan management organizational structure and responsibilities division, post-loan management process, post-loan risk management methods, post-loan inspection, post-loan risk warning, post-loan management evaluation and evaluation of the core components of post-loan management to compare The experience and practice of the post-loan management of Chinese and foreign banks aim to draw lessons from the improvement of the post-loan management of our country’s commercial banks.